Valoresareceber.bcb.gov.br.há

How to Apply and Get your Receivable Funds

Introduction

The payment of FGTS has the objective of guaranteeing the worker a certain amount as a down payment for the purchase of a property, or to serve as a complement for the purchase price. The funds are deposited into a specific account linked to the worker's CPF and can be used at the time of the purchase of the property.

To apply for the FGTS receivable, the worker must meet some requirements, such as:

• Being registered under the FGTS regime for at least three years;
• Not having used FGTS funds for the purchase of other properties in the last three years;
• Not being the owner of another property in the municipality where the property to be purchased is located.

Documents Required

When applying for the FGTS receivable, the worker must present the following documents:

• Identity document (RG or CPF);
• Work card;
• FGTS statement;
• Purchase and sale agreement of the property;
• Proof of income.

How to Apply

The application for the FGTS receivable can be made through the Caixa Econômica Federal website or at a Caixa branch. To apply online, the worker must access the website www.caixa.gov.br and click on the "FGTS" tab.

Then, click on the "Request FGTS Receivable" option and follow the instructions on the screen. To apply at a Caixa branch, the worker must go to a branch and request the service.

The analysis of the application takes about 30 days. If the application is approved, the funds will be deposited into the worker's account within 10 days.

Tips for Getting Your Receivable Funds

Here are some tips for getting your FGTS receivable funds:

• Apply as soon as possible after meeting the requirements;
• Gather all the necessary documents before applying;
• Be patient, as the analysis of the application takes about 30 days;
• If your application is denied, you can appeal the decision.

Conclusion

The FGTS receivable is a benefit that can help workers purchase a property. To apply for the FGTS receivable, the worker must meet some requirements and present the necessary documents. The application can be made through the Caixa Econômica Federal website or at a Caixa branch.

The analysis of the application takes about 30 days. If the application is approved, the funds will be deposited into the worker's account within 10 days.